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Massachusetts Law About Credit and Banking

Massachusetts Laws

Massachusetts Regulations

Federal Laws

Federal Regulations

12 CFR 226 Regulation Z: Truth in Lending

Other Web Sources

Advice for Seniors About Credit Cards, National Consumer Law Center.

Attorney General's Guide to Consumer Credit, Mass. Attorney General, May 2010. Covers Truth in Lending, billing rights, costs of credit, Fair Credit Reporting, Fair Debt Collection and more.

Attorney General's Guide to Fair Credit Reporting, Mass. Attorney General, October 2007. Pamphlet briefly describes rights under the Fair Credit Reporting Act.

Banks and Banking, Mass. Office of Consumer Affairs. Provides links to Mass. information on banking, loans, credit reporting, debt collection and more.

Cashing Checks and Opening Bank Accounts, Mass. Legal Help.

Complete Personal Finance Handbook: Step-by-Step Instructions to Take Control of Your Financial Future, Atlantic Publishing, 2007. Covers establishing and using credit, budgeting and more. Requires Library Card for access.

Consumer Rights for Domestic Violence Survivors in Massachusetts, National Consumer Law Center, 2011. "The information in this packet is intended to help you: Separate your finances from your abuser; Deal with any existing debts; Stay financially independent in the future and avoid traps and scams; and Get more help and information with these issues."

Credit and Loans, Federal Trade Commission. Includes information on debit and credit cards, credit and divorce, debt collection, home equity loans, and much more.

Credit Card Reform dot org. Site does a great job of outlining the provisions of the Credit CARD Act.

Credit Repair, Nolo, 2011. Book includes guidance on improving your credit. Requires Library Card for access.

How To Get Credit After Filing Bankruptcy: The Complete Guide to Getting & Keeping Your Credit Under Control, Atlantic Publishing, 2008. Various chapters on how to get credit cards, how to buy a car, how to buy a home and more after filing bankruptcy. Requires Library Card for access.

How to Legally Settle Your Personal & Credit Card Debt for Pennies on the Dollar, Atlantic Publishing, 2009. Requires Library Card for access.

How to Repair Your Credit Score Now: Simple No Cost Methods You Can Put to Use Today, Atlantic Publishing, 2007. Book covers credit scoring systems and how to improve your score. Requires Library Card for access.

President Obama signs Credit Card Accountability, Responsibility, and Disclosure Act, The White House, May 22, 2009. Summarizes key elements of the act.

Truth in Lending, Mass. Attorney General. Explains rules in very basic terms for closed-end credit and open-end credit.

Print Sources

Consumer Credit: Law, Transactions and Forms, Matthew Bender, loose-leaf.

Consumer Credit Law Manual, Matthew Bender, loose-leaf.